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High Risk CC Processor for TRAVEL AGENCY SERVICES (Travel Clubs, Hotel Booking, Travel Memberships, Travel broker)

Merchant Account for TRAVEL AGENCY SERVICES (Travel Clubs, Hotel Booking, Travel Memberships, Travel brokers, etc)

A merchant account is very necessary for a travel agency. Everyone travels, be it for work or for pleasure and thus there is a need for travel agencies since not all can take out the time to book tickets and make reservations. A travel agency helps to make the process smooth and easy and thus they are the first people you need to approach when you plan to travel.

If you own a travel agency business then you know the number of transactions that happen at your agency each day. The transactions could not just be bookings but cancellations too.

The time when people paid for the transactions using cash is passed. Today all are busy and they want to make their travel plans on the go. And they thus need online payment options. They need to pay using their credit cards whether they want to make a ticket or a hotel reservation.

Why does your travel agency need a merchant account?

You need a merchant account in order for your business to grow and attract customers. When your customers want to make transactions online you need a virtual terminal that allows easy payment processing. This is a basic necessity that is essential if you want your business to flourish. The terminals that you set up should accept payments in all form. They are definitely not going to change their payment methods in order to suit your process. You should also understand that the travel agency is a very competitive business since there are many others who are offering the same services at similar rates. The customers would thus move to the company that offers them better facilities and flexibility in terms of payments.

When you want a gateway setup for your agency then you need to look for a merchant account service provider that is connected to multiple underwriting banks. The application process is easy and only a few details would be required from your side. The setup is also very fast and no fees are involved to set it up.

You cannot deny the importance of a merchant account service for your business

The travel agency industry is a high risk one and thus it could be difficult to get a merchant service provider for this business. It is possible that the customer changes his plans often. They would want to change the itinerary, make changes to the number of people traveling or just cancel the plan altogether. All this would affect the payment processing.

The virtual terminals that are offered by the merchant service provider are advanced and are suited to the growing needs of the business. The customers can make payments using various methods. You need to make sure that you are able to accept payments be it Visa/MasterCard/Discover/Amex card. The merchant service provider would also provide ACH processing and check processing facilities which let you accept payments even if your customer wants to make an electronic payment.

PayPal and other online payment processors can turn down the application or change the terms of service as there are changes in your business needs. They do not offer any chargeback facilities too. It is important that you look for those that offer chargeback since cancellations are a part of your business.

You need the merchant service provider whether you are new or old to this business

Irrelevant of whether you are new in this industry or have been in this business for long you are considered high risk. This means that the banks would not be ready to offer you their services. Your business needs to be analyzed as high risk Vs low risk and this will let the merchant service provider finalized its rate. The rates vary by startup vs history as the risk is lower if your business has been there for long.

Even if your business is a new one still the merchant service providers would help it flourish and offer you a range of services. They also have no rolling reserve requirements.

There are a variety of options to suit your needs

The payment processing is advanced and it is also very consistent. In order to give access to your regular clients the billing, as well as the recurring billing details, are tracked. This lets you give any discounts to your customers as well as you are able to access the details easily. When the customers come back to your website in order to avail the services their details are already there and all that you have to do is to confirm it. The payments will then go through.

The offshore account is required in this industry and is also a big advantage for this industry to sustain. The rates charged for the domestic account is much lower than the offshore ones because the risk involved is higher in the offshore account.

The merchant service provider would also offer to process checks through the check drafting facility. So all that the customer has to do is to enter some details and the payments will get processed even without the need of their signature.

Making payment is now possible using the iPhones / droid mobile Apps since the young generation today wants everything in mobile.

You definitely need a merchant account provider for your business

Once you sign up with a merchant service provider you will see that your transactions will get completely hassle-free and simple. The complications will be reduced and there would be no delays too. It is also very convenient for your customers. This definitely gives you an edge over your competitors. You can also reach the helpdesk of the service provider in case you face any challenges in using their services.

The travel agency is a high-risk business without a doubt but you can definitely get a merchant account for your business. Make sure that the company works with processors that are dependable.

So be it internet, phone or orders in the retail storefront, the merchant service provider is there to offer solutions that are needed to process the electronic payments. The gateway is also secure and affordable.

Possible High Risk Accounts

  • Online Gambling
  • Discount Clubs
  • Jewelry Sales
  • Memberships

  • Debt Consolidation
  • Computer Software
  • Computer Hardware
  • ISP/E-mail Services

  • Pharmaceuticals
  • Herbal Products
  • Off Shore Accounts
  • Alcohol

  • High Volume Merchants
  • Magazines Subscriptions
  • Travel Companies
  • Third Party Merchant

  • Dating Services
  • Adult Membership
  • Mail Order Call Center
  • Telemarketing

Get Started Now

High Risk Credit Cards aims to offer processor direct pricing for all merchants across the United States. We want you to get the best deal that is available to your business. Click here to find out more information on our generous high risk iso program.

After years of experience in high risk processing, High Risk Credit Card Merchant Services has become a high risk merchant account provider committed to helping the high risk industry accept credit cards.


The hardest part of our online magazine sales company was getting a merchant account account with no caps on volume. I really appreciate all the help and support I received from

Steve Johnson, Florida

We have an online pharmacy were approved in a day, I couldn’t believe it!

Tanner Bryan, New York

Our online airline reservation business does over 2 million per month, but we wanted better rates. We were very pleased to be able to get great pricing with quick deposit time for our transactions.

Mina F., Main

Thank you, for the quick handling of our debit card issue… You’re simply the BEST!  your customer service is terrific and and most appreciated.  I’m happy to refer more business to HighRiskCC

Kyle Williams, New York

I called with a few questions about integration of my gateway, and although I was frustrated, Chase acted like a first-class representative and walked me through the process.

Hallie Horn, California

Having tried 3 other processors before I came to HighRiskCC, I was ready to give up, but just like their name they got me approved and it was painless!

Deborah Cooper, Arizona